We offer a relationship experience based on empathy & respect, while providing the clients the means to meet their financial needs. The products offered meet their diverse requirements for the present & enable them to create a better future for themselves and their families. SVCL follows the Joint Liability Group model as per which- 5 women form a self-selected group which serves as ultimate guarantor for each other. In a JLG, the members have to be of similar age group, same area, and be known to each other, however they cannot belong to the same family.
First loans are usually small and help to inculcate credit discipline and create a joint sense of responsibility. Interest payments and loan repayments as per RBI layered down guidelines are simplified for easy comprehension.